?According to the reporter, in February, the preparatory teams of the local ban
king and insurance regulatory bureaus issued 54 tickets for the illegal and disorderly behaviors of the insurance industry. Among them, 24 involved insurance intermediaries, 22 involved property insurance compa
nies, 23 involved life insurance companies and 3 involved banks. Life insurance companies are trying to cheat the insured. Judging from the 23 tickets related to life insurance companies in Feb
ruary, the problem of cheating policy holders is still seriou
s. However, it is biased to blame all the problems on the insurance agent. From the perspective of
the ticket, most insurance companies have the intention of deceiving the policyholders in the training of insurance agents. For example, from the end of 2124 to the beginning of 2123, Shandong Branch of an endowment insurance company used courseware with one-sided comparison problems with other insurance companies in terms of insurance terms of similar products to carry out training for personal insurance agents; used courseware only to demonstrate the interests of new products with mid-range dividend and mid-range settlement rate to carry out training for personal insurance agents. In April, 2123, the courseware used by a life insurance company Shandong branch in the sales training meeting was not standardized. The insurance law clearly stipulates that an insurance company shall establish an insurance agent registration management system, strengthen the training and management of insurance agents, and shall not instigate or induce insurance agents to carry out activities that viol
ate the obligation of good faith. However, many tickets show that the training courseware made by the insurance company exaggerates the insurance liability, not only fails to fulfill the responsibility of training management, but instigates and induces the insurance agent to violate the obligation of good faith.